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I want to set up an ISA

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Mini Cash ISAs Guide

Maxi ISA Guide

Investment ISAs Guide

PEPs Guide

ISA FAQs

ISA Transfer Guide

Guide To PEP Transfers

Annual Investment Review

Application Forms

ISA Transfer

ISA Re-registration

New ISA

Setting up an ISA

The first thing to decide when setting up an ISA is what type you want.

There are two types of ISAs:

Mini Cash ISAS

Mini Cash ISAs are tax free savings accounts.

They are just like regular savings accounts except that you get the full rate of interest you’ve been quoted for, and tax isn’t deducted.

With a Mini Cash ISA you can save up to £3,000 a year tax free.

Maxi ISAs

Maxi ISAs are also sometimes referred to as investment ISAs.

Maxi ISAs allow you to invest up to £7,000 a year in the stock market, tax free.

If you want, you can put up to £3,000 of your £7,000 Maxi ISA allowance into a Mini Cash ISA and invest the remaining amount.

Maxi ISAs are exempt from income and capital gains tax.

Setting up a Mini Cash ISA

We recommend Fidelity for those looking to set up Mini Cash ISAs.

The Fidelity Mini Cash ISA offers:

• The highest interest rates in the market

• The ability to take out your money on a day’s notice without paying an excess charge.

• Regular interest payments

• The same interest rate regardless of how little you put into the ISA

This year, Fidelity has always paid an interest rate of at least 4% on its Mini Cash ISAs.

Please Click Here: If you would like to apply for a Mini Cash ISA with Fidelity.

This will take you to a page where you will be asked to complete and print off an online ISA application form.

Setting Up a Maxi ISA

We believe that Fidelity Funds Network offers the best Maxi ISA on the market.

If you set up a Maxi ISA with Fidelity you can:

• Have access to over 900 funds from 54 leading fund companies.

• Simplify the management of your investments by keeping them all in one place.

• Call up portfolio reports and valuations at the click of a mouse.

• Switch between funds quickly and easily whenever you want to.

• Diversify your portfolio and spread your risk.

• Receive up to date valuations 24 hours a day, 7 days a week, 365 days a year.

• Plan and implement changes to your portfolio quickly and easily.

Please Click Here: If you would like to apply for a Mini Cash ISA with Fidelity.

This will take you to a page where you will be asked to complete and print off an online ISA application form.

Speak to an ISA Expert

If you would like to speak to an impartial ISA expert free of charge about the different options available to you then please:

Telephone us on: 01489 505 186

or

Email us at: u-manage@lawrenceclarke.co.uk

or

Complete the call me back form on the right hand side of this page, and a member of our ISAs team will telephone you at a time that is convenient for you.

This service is free of charge.

Call me back

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